Best Loans News

Since banks and building societies lowered the maximum loan to value they are prepared to offer on new home owner loans, particularly to first time buyers, there has been much talk of the “Bank of Mum and Dad” as a large number of parents have provided loans, or even gifts of cash, in order to [...]

It may be hard to imagine, for someone who has just recently taken out a home owner loan or mortgage that twenty years ago today, the Bank of England base rate of interest on loans and savings reached its all time record high level of 15.4 per cent.
In complete contrast to twenty years ago, the [...]

A new report has suggested that building societies in the UK are finding it increasingly difficult to be able to offer competitive loans to their customers in the wake of the recent banking crisis and that many may find it hard to survive.
The news comes from the rating agency, Moody’s, who claim that a lack [...]

It has always been a complicated issue when it comes to finding the best loan to meet a person’s needs, but over the course of the past twelve months, with the banking crisis, tighter lending criteria and lenders general reluctance to offer loans, it has been a particularly confusing market place for those people trying [...]

These days, when somebody is looking for a new home owner loan, or personal loan, one of the most popular options is the fixed rate loan and the vast majority of people just take them for granted and assume that fixed rate loans have always been there.
But the concept of a fixed rate loan has [...]

Anyone who has, or has had, children will be only too well aware of just how much money they cost to bring up. The majority of parents live in the hope that one day their kids will grow up and leave home, relieving them of the financial burden they have suffered for the past 18 [...]

Most people would expect young people, with a new home owner loan and perhaps a young family, to be those worst affected by loan debt and a lack of financial planning and although this is often the case, many individuals who are now approaching retirement are in a worse financial state than those people who [...]