It is a well known and well documented fact that a growing number of individuals in the UK are struggling to cope with their finances following the recession, with many people are facing spiralling debts through personal loans and credit card bills.
But new research has found that although many people are out of control with [...]
Most parents want the best possible start in life for their children and as a result of this, a growing number of parents are looking to a private education, or University for their children in order to give them a better education.
Whilst this is an understandable and commendable attitude to take, this type of education [...]
The credit crunch and recent recession has caused many individuals to rethink their finances and in particular reduce their exposure to debt and reliance on loans, credit cards and overdraft facilities.
But despite the fact that many people are reducing their borrowings and paying off their loans early, new figures have revealed that personal debt through [...]
Last year saw the beginning of a change in consumer trends within the personal loan and home owner loan markets, as a growing number of borrower chose to repay additional amounts off their loans and other debts, following the wake up call provided for many by the effects of the credit crunch and recession.
Although the [...]
We reported on several occasions, some time ago, that the Competition Commission (CC) and the Office of Fair Trading (OFT) had conducted a report into the sale of Payment Protection Insurance (PPI) policies at the same time as selling a credit product, such as a personal loan, credit card or home owner loan.
The investigation was [...]
It is a well known fact that a large proportion of the population in the UK have debts on personal loans and credit cards and many of these individuals are ashamed, or embarrassed about the amount of money they owe.
Even if you are completely debt free, does your partner have outstanding personal loan and credit [...]
Prior to the credit crunch and banking crisis, it was relatively easy for anyone to be able to obtain the personal loan or home owner loan they needed, even if they had a fairly low income, or even someone with a poor credit history with arrears from previous loans and other debts could obtain credit, [...]
