Borrowing money through personal loans and credit cards can be complicated enough for anyone. Whether to choose a secured loan, an unsecured loan, cheap rate credit card or an overdraft can confuse many individuals, but this can be particularly difficult for the more vulnerable members of the community.
As a result of this, the Consumer Credit [...]
We are currently living in difficult economic times, with a great deal of uncertainty over what is likely to happen over the next twelve months or so, particularly when it comes to the employment market and job security, with the prospect of huge numbers of redundancies in the next couple of years.
In such a situation [...]
There have been growing concerns over the amount of personal debt through unsecured loans and credit cards which some individuals are likely to get themselves into over the Christmas period this year, leaving them with serious financial problems on loan arrears and missed repayments in the New Year.
In order to try and help people cope [...]
We’ve all been in the situation at some time or another, when the money runs out a week before payday and you end up looking into the back of the kitchen cupboards to find something for the next meal, or staying in rather than going out for a drink with friends!
Worryingly this is becoming an [...]
Once people reach their 50’s, they are supposed to be able to think about starting to take it a bit easier and plan for their retirement in the near future. But a new report has shown that only around one in twenty people over the age of 55 feel as though they are ready for [...]
We have talked on many occasions about parents helping out their children financially with loans or gifts of money to help them with everything from clearing their personal loans and helping with monthly bills, to providing a deposit in order for them to be able to get the home owner loan they require.
It now seems [...]
It is now common knowledge that since the beginning of the credit crunch, house prices in the UK have fallen steadily over the course of the last twelve months, leading to a lack of confidence and reluctance to buy in potential home owners, which has exacerbated the situation further.
Coupled with this is the fact that, [...]
