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When a number of the large high street banks were effectively nationalised by the Government through large loans from the Treasury in order to bail them out, one of the main conditions of the bail out was that the banks in question would use the extra funding to offer loans to individuals and loans to [...]

Earlier this week, Barclays bank announced that it had made huge profits for the year, which in turn will lead to large bonuses being paid out to several highly placed bankers.
With the past track record of banks in general over the course of the past two years, it is not really surprising that this announcement [...]

Since the onset of the credit crunch and banking crisis and throughout the recent recession, one of the biggest criticisms of the major banks in the UK, particularly those which have been partially privatised through receiving Government loans, has been their lack of support for small and medium sized businesses who may have been struggling [...]

The effects of the credit crunch and banking crisis have had a severe impact on the banking system in the UK, resulting in banks and other loan companies becoming extremely reluctant to offer loans to either individuals or businesses.
But the Federation of Small Businesses (FSB) has issued a warning, stating that banks and other lenders [...]

The effects of the recent credit crunch and following recession have caused huge problems for many people in the UK. Apart from individuals facing financial difficulty, a large number of businesses, both large and small, have had enormous problems in obtaining the finance they require to through business loans and other types of credit, in [...]

We have reported on several occasions over the course of the past few months about how businesses are finding it increasingly difficult to obtain the right business loan they require in order to develop their business, or in some cases just to keep their company afloat.
Earlier this year, the Treasury and Bank of England started [...]

Despite the fact that there is a growing amount of optimism entering the economy, particularly in the banking and finance sectors, with talk of economic recovery just around the corner, there still appears to be a distinct lack of funding for those wishing to borrow money and loans of all kinds are still difficult to [...]