Over the course of the past two years there have been some high profile casualties of the credit crunch within the banking sector, most notably Northern Rock, royal Bank of Scotland and the Lloyds Group, who have all been bailed out with loans from the government.
But it is not only banks which have been affected, [...]
The Royal Bank of Scotland (RBS) has announced that it is to follow the move made by Northern Rock earlier this month and start offering new loans to customers once more.
The news follows the announcement that the bank has made record losses over the past twelve months and intends to take advantage of the Government’s [...]
As the effects of the credit crunch continue to have an impact on many individuals in the UK, with the prospect of worse to come over the course of the next twelve months, a large number of people are facing the situation where they are falling into arrears on their secured loans and home owner [...]
Most people in the UK have applied for a personal loan or a credit card at some point in their lives, some more regularly than others.
If the application is accepted, all well and good, but in many cases the loan or credit card is rejected and this result is becoming all too common in recent [...]
We have reported on a number of occasions in the past about the sale and practices of providers of doorstep loans and the extremely high cost of many of the personal loan products they offer.
These companies often target market those individuals who are unable to obtain a loan or finance from a more traditional lender [...]
There could be a certain degree of hope on the horizon for individuals struggling to obtain bad credit loans in today’s financial climate, suggests an industry analyst.
According to a recently released statement by one of the UK’s leading credit management charities, many personal loan and mortgage providers within the UK may start to loosen the [...]
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