Best Loans News

Since the beginning of the credit crunch, there has been a dramatic fall in the number of available personal loan products on the market, as lenders have struggled to raise funds for new loans through the wholesale money markets, as well as taking a far more cautious approach towards lending to individuals, with a much [...]

Following the plans announced by HM Treasury to widen the regulation which is controlled by the Financial Services Authority (FSA) under its proposed Mortgage Market Review (MMR), there has been a mixed reaction from various experts in the financial services industry, particularly in the secured loans and mortgage sectors.
Whilst many industry experts and trade groups [...]

The credit crunch has taken its toll on the lending market as a whole, but particularly on those loan companies and lenders which offered loans in specialist areas, with many lenders limiting their products or withdrawing from the loan market altogether and some completely closing down.
But as we slowly start to see the beginnings of [...]

Offset mortgages and home owner loans have been available in the UK for many years now and can offer a valuable additional benefit to someone who wants to reduce the balance on their loan, whilst still having access to their savings.
But according to a new survey, conducted by First Direct, somewhere in the region of [...]

The effects of the recent credit crunch and following recession have caused huge problems for many people in the UK. Apart from individuals facing financial difficulty, a large number of businesses, both large and small, have had enormous problems in obtaining the finance they require to through business loans and other types of credit, in [...]

A number of banks and building societies are offering various incentives in order to entice first time buyers back into the housing and home owner loan markets.
The latest of these offers comes from the Dunfermline building society, which has reduced its interest rates on home owner loans for first time buyers, in the hope that [...]

As we have reported recently, the temporary extension of stamp duty on house purchases is due to finish at the end of December this year, meaning that many purchasers, particularly first time buyers will have to start paying the tax once again, in addition to the home owner loan arrangement fees, valuation fees, legal and [...]