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Archive for June, 2007

Feed your wallet, not your habit!

Loans - Saturday, June 16th, 2007

As of the 1st of July 2007, Britain will officially become an anti smoking state. In light of this mass exodus, many smokers are vowing to kick the habit once and for all.
If you are a smoker, the greatest reason for stopping is more than likely going to stem from issues of health, however, maybe [...]

Financial planning - “What ifs” aren’t practical

Loans - Friday, June 15th, 2007

Concise and efficient financial planning is the key to avoiding serious debt difficulties. However, according to recent studies very few people in the UK take the time to budget their income and run into financial problems as a result.
A leading savings and investments company has conducted an in-depth survey amongst members of the general public [...]

Alternative finance - Home collection loans

Loans - Thursday, June 14th, 2007

Some forms of personal credit, especially mainstream personal loans are not always available to everyone. However, if your credit history is a major cause of rejection you could always consider a home collection loan.
For those not in the know, home collection loans are designed to help people attain finance who fall into a lower-income bracket [...]

Are overdraft penalties wrong?

Loans - Wednesday, June 13th, 2007

Bank charges are often the topic of debate for many public interest groups. In fact so much pressure has been applied to banks with regards to unjust fees that many have been forced to refund their customers, costing literally millions in back payments. However, new research has revealed that many customers are still being charged [...]

Why secured loans are more popular than mortgage extensions?

Loans - Tuesday, June 12th, 2007

A new study has discovered that over 55% of homeowners would prefer to secure a loan against the value of their property, opposed to extending their mortgage agreement.
The reasons as to why consumers would prefer this option vary, however many experts believe that the popularity of secured loans can be rooted to their unique features. [...]

Holidaymakers absorb £120 million in card fraud each year

Loans - Monday, June 11th, 2007

Credit card fraud for UK holidaymakers has increased by around 8% in the last 12 months, according to recent reports by a UK insurer.
Accordingly, just shy of 10,000 cases of overseas identity theft were reported last year, the bulk of which taking place in western European destinations such as France. Over 50% of all reported [...]

Brits turn to loans, to care for their pets

Loans - Sunday, June 10th, 2007

We all love out pets! However, very few of us will take the time to assess the financial implications of rearing a pet, in the same way, as we would with say our children. Although there are obviously huge differences between a pet and a child, and although the cost of raising either is always [...]

 
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