http://www.bestloans.co.uk/loans-articles Original news and information from the world of personal finance. We also provide useful hints, tips and comprehensive loan guides. Fri, 18 Jul 2008 17:04:51 +0000 http://backend.userland.com/rss092 en It is becoming harder to find a suitable mortgage deal or home loan and those deals which are available are becoming more expensive for borrowers, according to a new report from the Intermediary Mortgage Lenders Association (IMLA), the trade organisation which represents independent mortgage brokers and intermediaries in the UK. The ... http://www.bestloans.co.uk/loans-articles/loans-getting-harder-to-find.html Most people are probably fully aware of the problems within the housing market in the UK at the current time. With the economy slowing down and the threat of a possible recession looming on the horizon, coupled with the lack of availability of mortgages and home loans from lenders, many of ... http://www.bestloans.co.uk/loans-articles/has-there-ever-been-a-better-time-to-buy-a-house.html The credit crunch has come as a shock to many individuals in the UK, particularly those who have just taken it for granted that they will be able to obtain a loan or a mortgage any time they like, at good competitive rates of interest. All of a sudden, interest rates ... http://www.bestloans.co.uk/loans-articles/credit-crunch-could-lead-to-more-people-saving.html It is difficult for anyone who may be considering moving house at the moment, given the current state of affairs within the housing and home loan markets, but spare a thought for those first time buyers out there who may be looking to get established on the housing ladder and ... http://www.bestloans.co.uk/loans-articles/first-time-buyers-unable-to-get-on-ladder.html Since the onset of a general slow down in the UK economy, the sub-prime and bad credit loan and mortgage market has all but disappeared, along with many of the lenders and finance houses which have supplied this type of loan to the market place. Of those providers who have survived ... http://www.bestloans.co.uk/loans-articles/kensington-to-provide-bad-credit-loans-again.html Due to the recent events in the housing market, coupled with the difficulties faced by banks and building societies in their ability to offer new loans and mortgages on property purchase, potential first time buyers who may be looking to get their foot on the first rung of the property ... http://www.bestloans.co.uk/loans-articles/first-time-buyers-advised-to-wait.html It was reported last week that a huge number of UK home owners are facing problems due to the fact that their cheap fixed rate mortgage deal was about to end and that they were unable either to afford the revised monthly loan repayments, or to be able to find ... http://www.bestloans.co.uk/loans-articles/long-term-home-loan-deals-on-the-increase.html The effects of the credit crunch have become clear for all to see in recent months, particularly in the housing market sector, with building firms, estate agents and banks and building societies all suffering the consequences and finding business extremely difficult, with many being forced to make redundancies. The lending market ... http://www.bestloans.co.uk/loans-articles/uk-at-risk-of-a-recession.html It has been a tough time so far this year for many families and home owners as far as their finances are concerned, particularly for those with loans and mortgages. It has been increasingly difficult to obtain any new type of credit over the past few months and with the economy ... http://www.bestloans.co.uk/loans-articles/government-to-provide-loans-and-money-advice-service.html There has been a huge drop in the amount of money which is being raised by home owners through housing equity withdrawal (HEW) loans since the beginning of this year according to a report from the Bank of England. The Bank estimated at the end of last year that the level ... http://www.bestloans.co.uk/loans-articles/drop-in-housing-equity-loan-numbers.html