Yes, it’s that time of year again, when the kids start to write out their Christmas present lists and a large number of parents start to panic slightly as to how they are going to pay for this year’s celebrations, on top of all their existing commitments such as their home owner loan, regular household [...]
People living in the UK currently have the highest average level of personal debt on personal loans and credit cards that they have ever had and the figure continues to increase as individuals carry on borrowing more money through loans, overdrafts and credit cards.
Whilst in the past, the majority of borrowers have been able to [...]
Most individuals living in the UK at the moment have, or have had at some time in their past, a loan of one form or another. Whether this is just a small unsecured personal loan, a large secured loan for a major purchase or debt consolidation, or a mortgage or home owner loan, the majority [...]
Over the course of the past couple of years or so, since the start of the credit crunch and the banking crisis, it has become increasingly difficult for anyone to obtain a personal loan at anything like a competitive interest rate.
Even a person who may have a perfect credit history and high credit score may [...]
It is a commonly known fact that the average adult person living in the UK today has a higher level of personal debt through personal loans and credit cards than at any other time previously and the overall level seems to be increasing at an alarming rate.
In many cases, these debts can be spread across [...]
Over the course of the past few months, there have been great concerns over the practices and methods used in connection with the sale of Payment Protection Insurance (PPI) and Mortgage Payment Protection Insurance (MPPI) and we have reported on many of these issues on a regular basis in our news section.
Payment Protection Insurance is [...]
Over the course of the past twelve months or so, since the start of the credit crunch, many people have been struggling to keep up with their regular repayments on their mortgages, personal loans and other debts such as credit cards, leading to the inevitable situation of building up a large amount of arrears on [...]
